United Bank Card offers a variety of products and services to assist merchants at the point-of-sale. This includes authorization and processing services for credit cards, debit cards, EBT, gift and loyalty cards.  We also offer several additional industry tailored services such as electronic Age Verification, paper check guarantee and check conversion.   To support and drive our services we provide cutting edge credit card equipment, terminals and software.
United Bank Card is a registered transaction processor for Visa, MasterCard, Discover, American Express, Diners Club, and JCB credit cards.  We service all venues of commerce nationwide including Retail, Restaurant, Supermarket, Hotel/Lodging, Auto-Rental, Pay-At-Pump Gas Stations, Mail Order, Telephone Order, Home-Based, and E-Commerce Internet merchant accounts.  UBC is a full service processor providing all of our merchant account clients with in-house 24/7 customer service and technical support. Although we provide a wealth of standard credit card processing services we also have a variety of customized solutions to fit any businesses requirements.  United Bank Card is certified to process payment transactions on virtually every Point-of-Sale (POS) Register, Software, or credit card terminal system on the market.	Retail Merchants E-Commerce and Mail Order Grocery Restaurants Wireless Merchants Pay-at-Pump Merchants Hotel, Lodging Merchants High Speed Processing Services
Free Retail Equipment	United Bank Card carries a vast inventory of credit card processing equipment, software, and terminals.   We deploy everything from refurbished economical terminals to state-of-the-art touch screen, signature capture, smartcard enabled, integrated thermal high-speed credit card processing systems.  Some systems are designed for specific industry types, but the bulk of the terminals work well in any atmosphere.  In present day standalone terminals with separate printers have become entirely obsolete.  They lack sufficient memory for additional applications like gift cards, age verification, and check services.  Most modern equipment has an integrated terminal and printer for simplicity and space saving.

The Free Retail Equipment offer is a great way to begin processing credit cards especially if you are new to credit card processing and do not already have retail equipment.  Although the equipment is free, there is a $79 annual fee for equipment maintenance.  When you close your account with United Bank Card you will have to return the free equipment.  Only the finest new lines of equipment with modern features are offered with the Free Equipment program:

• Nurit 8320 - The Ideal All-In-One Solution: The compact and flexible Nurit 8320 was designed for the small and medium size business that requires an all-in-one landline terminal that is completely secure, reliable and easy to handle.
  • Meets Visa & Mastercard security requirements
  • Internal Pin-Pad/triple DES compliant
  • Ergonomically designed terminal
  • Fast, quiet, built-in thermal printer
  • Large backlit graphical display
  • Optional internal battery pack for up to 5 hours of operating time
  • Battery status monitor
  • Built-in modem
  • Built-in smart card reader
  • Fast 32-bit ATM 7 processor
  • 4 SAM modules (optional)
  • Multi-language font support
  • Application software compatibility
  • Various memory options
• eN Check 2500 Check Reader -- The Check Reader of Choice: The eN-Check 2500 check reader continues the tradition of providing the highest performance check readers in the industry. The eN-Check 2500™ check reader has an array of superior features for bank branches, retailers, restaurants and any other businesses. Its compact size, installation options and versatile operation allow it to be placed virtually anywhere. The eN-Check 2500 check reader's intuitive check staging area and increased processing speed make it the check reader of choice for improving customer service and reducing fraud.
  • Unsurpassed recognition algorithms produce highly accurate, first-pass reads
  • Rapid transaction times enhance customer service
  • Tilted check entry area and intuitive design enhances ease of use
  • Field upgradeable firmware via flash ROM
  • Automatically detects the communication interfaces on power up
  • Programs downloaded via platform, configuration checks or PC
  • Small footprint to preserve valuable counter space
• Signature Capture Pad -- Fully Equipped for Retail Transactions and Other Receipt Signing Applications:
  • The signature capture pad (Serial or USB) comes complete with paper/receipt clip for simultaneous capture of signatures in both electronic and wet (ink-on-paper) formats.
  • Rugged and versatile, the signature capture pad is compatible with point-of-sale terminals from leading manufacturers.
• Comstar CHARGE Anywhere Wireless Terminal -- Ideal Wirelss Solution
  • Reduce Processing Fees
  • Expedite Sales
  • Convenient and easy to use
  • Supports all major credit cards
  • Connection cost $20 monthly

Merchant Account Fees:

• Discount Rate
  • Retail -- 1.75%
  • MOTO Discount -- 2.15%
• Transaction fee
  • Retail -- $0.25
  • MOTO -- $0.30
• Monthly Statement Fee -- $8.00
• Monthly Minimum -- $25.00
• Monthly Supplies -- $3.95
• Annual Fee -- $79

Optional services such as internet payment gateways and enhanced batch reporting are priced separately.  Once you complete the application form, you will be informed of all pricing and fees depending on the options you select.  The entire process can be completed in as little as one or two days.

Merchant Account Application

To initiate your Merchant Account Application, click on one of the links below:

• Free Equipment Application
• Non-Free Equipment Application

For more information, please contact b2bexec[AT]mgoldmine.com.

United Bank Card is a registered ISO/MSP of Merrick Bank, South Jordan, UT